Analyst – Treasury (Asset & Liability Management)

About the Role

Our client, a leading financial services organisation in Malta, is seeking an Analyst to join its Treasury Department within the Asset & Liability Management team. This is an excellent opportunity for an analytical finance professional to contribute to the Bank's investment and funding strategy, credit analysis, liquidity management, interest-rate risk, and balance-sheet optimisation.

What is expected of you?

• Support the preparation and delivery of monthly Asset and Liability Committee (ALCO) reports, including the collection, analysis, and presentation of key data, metrics, trends, and recommendations
• Prepare credit analyses for prospective investments within the Bank's proprietary investment portfolio
• Carry out periodic credit assessments of financial and corporate investment exposures, supporting internal credit ratings, capital allocation, and solvency requirements
• Analyse the Bank's credit, liquidity, foreign exchange, and interest-rate positions, identifying relevant risks and opportunities
• Support the development, enhancement, and maintenance of the Bank's interest-rate risk models, data, and systems
• Analyse the performance of Treasury assets under management and provide insight to support ALCO recommendations and strategic decision-making
• Monitor customer-deposit trends, market share, average cost, maturity profiles, liquidity quality, repo eligibility, balance-sheet developments, and risk-weighted assets
• Contribute to the review and enhancement of Treasury-related policies, including Treasury Management, Collateral Management, Interest Rate Risk, Liquidity and Funding, and Contingency Funding and Recovery policies
• Stay informed on market and regulatory developments and assess their potential impact on the Bank's investment and funding strategy
• Support the implementation of Treasury projects, including initiatives arising from new regulatory requirements
• Assist with departmental invoice payments and maintain accurate invoicing and agreement records

What are you expected to bring?

• At least 3 years' experience in a financial or investment environment, together with an MQF Level 5 qualification in Mathematics, Finance, Data Science, or a related field; OR at least 4 years' relevant experience in a financial or investment environment; OR at least 1 year of relevant experience together with an MQF Level 6 Bachelor's Degree in Mathematics, Finance, Data Science, or a related field
• Strong analytical, numerical, and problem-solving skills, with an interest in investments, markets, and banking regulation
• The ability to manage several tasks concurrently and deliver high-quality work in line with business needs
• A responsible, enthusiastic, and detail-oriented approach to work
• Experience with coding and/or Power BI will be considered an asset

What's in it for you?

• Additional annual leave over and above the statutory entitlement, including Bank Holidays
• Free basic health insurance
• Relocation assistance for international candidates
• Accredited training and professional development programmes through an internal learning academy
• Study leave to support further education and professional qualifications
• Preferential staff home loan rates and reduced-interest financial products
• Voluntary Occupational Pension Scheme (VOPS)
• Children's summer school allowance
• The opportunity to work for an Equal Opportunities Employer
• Long-term career development within a leading financial services organisation